Important Disclosures for Licensed Agents

LifeRight Partners is a service provided by P. Joline, Associates in Brokerage, Inc.  (a licensed independent insurance brokerage agency with direct relationships with multiple leading insurance companies) providing term insurance quote comparisons that offers consumers the ability to electronically begin the application process to obtain life insurance coverage.  There is no promise of coverage by LifeRight.  The selected insurance carrier will obtain needed information from the client to determine a final insurance offer of coverage after underwriting review.  LifeRight provides information and access to coverages, and we do our best to be up-to-date and accurate. Carrier changes to pricing and product may occur and updates will be completed as soon as is reasonable.

As a licensed agent who has established a business relationship with LifeRight Partners, you will be required to maintain active state specific licenses and appointments with the carriers you intend to market the products of.   We have procedures in place to safeguard the personal information of both you and your clients, and your contact information will not be shared or disclosed to other parties except as needed when communicating with the insurance carriers for appointments and case underwriting and service. LifeRight Partners protects your private information through numerous safeguards, security and encryption measures. 

This disclosure further incorporates by reference any disclosures mandated or provided by the insurance carriers illustrated.**

Such disclosures of these companies shall be treated as if they are printed herein and made a part hereof. 

If you have any questions regarding the above disclosures, you may contact us at











**American General Life Insurance Company, Banner Life Insurance Company, John Hancock Life Insurance Company, Protective Life Insurance Company, Savings Bank Life Insurance Company of Massachusetts, United of Omaha Life Insurance Company, William Penn Life Insurance Company